CarePayment is available at more than 2,000 U.S. locations. Health systems that publicly promote it include Bassett Healthcare Network, MultiCare, Ridgecrest Regional Hospital, UP Health System, TriHealth, Wooster Community Hospital, Hendricks Regional Health, Texoma Medical Center and American Oncology Network. Confirm with your billing office.
- Available at more than 2,000 U.S. locations
- Each provider sets which services qualify and its minimum payments
- Not listed? Ask billing, or tell CarePayment which provider you want
Your provider isn't on the list?
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Providers with public CarePayment programs
The list below only includes organizations that have published information about their CarePayment program. Partnerships change, so confirm with the billing office before you count on it. Providers with a dedicated page here are linked.
| Provider | State | Program notes | Source |
|---|---|---|---|
| Bassett Healthcare Network | New York | As low as $25/month; pre-care enrollment; excludes cosmetic services | Source |
| MultiCare | Washington | CarePayment for long-term plans (12+ months); shorter plans in-house | Source |
| Ridgecrest Regional Hospital | California | As low as $25/month; family consolidation; no prepayment penalty | Source |
| UP Health System | Michigan | No late fees or collections referrals; enroll before or after care | Source |
| TriHealth | Ohio | Enrolled by following the CarePayment welcome packet | Source |
| Wooster Community Hospital | Ohio | 0% plans; enroll through the patient account portal | Source |
| Hendricks Regional Health | Indiana | Request through a representative; add future approved charges | Source |
| Texoma Medical Center | Texas | Request through a representative; no application | Source |
| Powell Valley Healthcare | Wyoming | All patients receive a CarePayment Welcome Kit | Source |
| North Kansas City Hospital | Missouri | Chose CarePayment partly to follow IRS collection-action rules | Source |
| American Oncology Network | 22 practices, 17 states | 0.00% APR financing for oncology patients | Source |
What most hospital programs have in common
0.00% APR
Not introductory; it lasts for the life of the initial charges.
No application
Identity verification only, with no credit score impact.
Low minimums
Several programs advertise payments as low as $25 a month.
One statement
Future approved charges can be added to the same account.
Where programs differ: which services qualify (Bassett excludes cosmetic care), when they enroll you (before care or after billing), and whether short plans stay with the provider (MultiCare).
How to check whether your provider offers it
- Look on your hospital's "Pay my bill" or "Financial assistance" page for the CarePayment name.
- Check your statement for a CarePayment offer or Welcome Kit.
- Call the billing office and ask, "Do you offer CarePayment or another 0% plan?"
- Use CarePayment's official Find a Provider form to ask CarePayment to contact a provider you'd like to use it with.
What to say to your billing office
"Hi, I have a balance of $____ from my visit on ____. Do you offer CarePayment or another 0% payment plan? If not, do you have a financial assistance program, and can I get an itemized bill?"
If they don't offer CarePayment, you can also submit their name through CarePayment's Find a Provider form so CarePayment can reach out.
Types of providers that use it
CarePayment works with hospitals and health systems, physician practices, oncology networks and ancillary service providers. Each provider decides which services qualify and what term lengths apply, so the details on one hospital's page may not match another's.
If your provider doesn't offer CarePayment
You still have options: an in-house payment plan, the hospital's financial assistance program, a medical credit card or a personal loan. We compare them on our alternatives page.
If your hospital is a nonprofit
Nonprofit hospitals must publish a financial assistance policy explaining eligibility and how to apply (IRS). It's worth applying before you set up any payment plan, because assistance can reduce or erase the balance itself.
Frequently asked questions
How many providers offer CarePayment?
CarePayment says it is available in more than 2,000 locations across the U.S.
Can I use CarePayment at any hospital?
No. Only participating providers can place a balance with CarePayment.
Can I ask my doctor to offer CarePayment?
Yes. CarePayment's Find a Provider form lets you submit a provider's name and address so CarePayment can contact them.
Does every CarePayment hospital offer the same terms?
No. Each provider sets which services qualify, minimum payments and term lengths.