Just got mail?

The CarePayment Welcome Kit, explained

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Quick answer

A CarePayment Welcome Kit arrives by mail or email when your provider places your balance with CarePayment. It contains your CarePayment Agreement, your first statement and your first due date. Making the first payment activates the 0.00% APR account; doing nothing or cancelling sends the balance back to your provider.

Key takeaways
  • Contains your agreement, first statement and first due date
  • Your first payment activates the account
  • Didn't expect it? Check with your provider, or opt out

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Why you received a Welcome Kit

Your provider partners with CarePayment and either you asked for a payment plan or the provider referred your balance, sometimes automatically if a bill is hard to pay (What is CarePayment?). Powell Valley Healthcare, for example, says all of its patients receive a CarePayment Welcome Kit explaining the program (Powell Valley).

What's inside

CarePayment Agreement

Your account terms, issued by Republic Bank & Trust Company.

First statement

Your balance, monthly payment and account number.

First due date

The date your first payment needs to arrive to activate the account.

How to pay

Portal, phone, mail and provider payment options.

Activating the account

  1. Check the provider nameConfirm the kit names a hospital or clinic you visited.
  2. Read the agreementIt sets out your terms, including what happens if payments stop.
  3. Note the first due dateYour first payment must arrive by this date.
  4. Make the first paymentPay online, by phone, by mail or at your provider to activate.
  5. Register onlineCreate a member portal or app login to manage the account.

If you didn't expect it

  • Call your provider's billing office to confirm the balance and why it was placed with CarePayment.
  • Call CarePayment at 866-625-8532 using the number from the official site.
  • Decide whether to keep the plan or opt out. Your provider may then ask for payment in full.

How long it takes to arrive

Bassett Healthcare Network notes that it may take several weeks for the first statement to arrive with the Welcome Kit (Bassett). If you're waiting on a kit, make sure your provider has your current address and email.

Frequently asked questions

Do I have to do anything with the Welcome Kit?

Only if you want to use CarePayment. Your first payment activates the account. If you don't want it, you can cancel and the balance returns to your provider.

Does the Welcome Kit come by email?

It can. Some providers say the kit arrives by mail or email.

I lost my Welcome Kit. What now?

Call CarePayment at 866-625-8532 or register at member.carepayment.com with the details from any statement.

See all 26 CarePayment questions →

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